Payment Service Provider
HoldPlatforms
A sponsor bank role that connects UPI apps to the payment network and issues UPI handles.
Why it's here
Placed in Hold: 1 article(s) of evidence from 1 source(s), led by research-stage coverage, with 0 in the last 30 days. Confidence 24%. Low accumulated evidence, so it defaults conservatively pending more signal.
Evidence (1)
- 4Hacker News·7/11/2026researchHow a UPI Payment Transaction Works
This article breaks down the end-to-end flow of a UPI payment, from scanning a QR code and entering a PIN to the final confirmation on both sides. It explains the roles of the app, sponsor bank, NPCI switch, and recipient bank, and notes how UPI’s app market is dominated by PhonePe and Google Pay.