Owner-occupancy rate
AssessTechniques
A housing-unit metric that counts the share of occupied homes where the owner lives on site.
Why it's here
Placed in Assess: 1 article(s) of evidence from 1 source(s), led by framework updates, with 1 in the last 30 days. Confidence 24%. Low accumulated evidence, so it defaults conservatively pending more signal.
Evidence (1)
- 6Hacker News·7/21/2026framework_updateNew U.S. homeownership measure counts people, not housing units
The Federal Reserve Bank of Minneapolis proposes a homeowners-to-population ratio (HPOP) as an alternative to the traditional owner-occupancy rate. Using this person-based measure, the U.S. homeownership rate is estimated at 53%, compared with the commonly cited 65% unit-based figure. The change is intended to better capture adults living in multi-generational or shared households and to improve policy analysis.